Our tokens are backed by collateral in the form of deposits and government bonds held at commercial banks. The collateral is kept in segregated accounts to keep them insulated from the finances of e-Money A/S.

Being based in Europe, we will initially issue EUR and CHF tokens. Our long-term vision is to support all global currencies, starting with the top ten by trading volume.

Similar to savings in a bank account, our tokens are interest bearing. Interest is applied without the need to lock up funds and follows the rate set by the central bank of the respective currency.

To substantiate that our tokens are fully collateralised, our auditors at Ernst & Young can provide quarterly proof of funds. We believe that this level of transparency is fundamental to maintain trust in our tokens.

An essential prerequisite for operating our service is full compliance with European legislation, such as Anti Money Laundering measures.

In the unlikely event of the insolvency of e-Money A/S, funding has been set aside to finance the liquidation process. This includes redeeming all issued tokens, offering an additional layer of token ownership protection.